someone pulled over for driving with a cop in their window

The basics of a clean driving record.  

It’s no secret that having a clean driving record is a good thing. Not only does a good driving record suggest that you’re a safe driver, but it helps to keep your car insurance premiums down. What’s more, employers often look at driving records to gain a better insight into the candidate. New drivers typically begin with a clean driving record where there are no citations or points against them. That record stays clean as long as drivers don’t break the law while behind the wheel.

A Clean Record

A clean record is one that is free of any accidents, moving violations or points. However, some insurance companies and employers have different definitions of this rule. For example, an insurance company might argue that a clean driving record is one with no claims. An employer may be willing to overlook minor violations. Generally, it is down to the insurer or employer to determine what a clean driving record looks like.

Your driving record shows every speeding ticket, accident, and traffic-law conviction you experience. Other driving-related offenses listed on your driving record include:

  • Fleeing or eluding the police
  • Driving without insurance
  • Driving under the influence of alcohol or drugs (DUI)

Serious convictions can stay on your driving record forever. Points stay on your record for a certain amount of time and can directly impact your car insurance premiums. In Pennsylvania, three points are removed for every 12 months of no violations.

Maintaining a good driving history is imperative if you’re looking for affordable auto insurance premiums. Talk to the team of professionals at Sausman Insurance Agency for help finding the right rate and coverage to suit your needs. We serve Mifflintown, Millersburg, Lewistown, and beyond with quality auto insurance coverage.