Truck Insurance Options

The trucking industry is the lifeblood of the entire nation, and consumers and businesses depend on you to provide them with the goods they want and need. Driving a truck is a demanding job with significant responsibilities.

Having insurance coverage that’s tailored specifically to meet to the needs of truck drivers is a critical part of staying safe and protecting your loved ones while you’re on the road. At Sausman Insurance, we offer insurance products geared specifically to your needs, including:


  • Primary Liability—up to $2,000,000 combined single limit
  • Non-trucking Liability
  • Hired Auto
  • Non-owned Auto
  • Excess and/or umbrella up to $5,000,000
  • Medical Payments (PIP Benefits) (where applicable)
  • Uninsured/Underinsured Motorist
  • Blanket Lessee
  • Pollution Buyback

Physical Damage

  • Collision, Comprehensive or Specified perils
  • Aggregate and combined deductibles
  • Rental reimbursement
  • Gap coverage
  • Personal effects for drivers
  • Towing coverage

All Risk & Broad Form Policies

  • Refer breakdown
  • Wetness and dampness
  • Loading and Unloading
  • Debris removal
  • Pollution clean up
  • Aggregate deductibles
  • Earned freight charges
  • High valued commodities requiring limits of $250,000 per vehicle or higher

Other Products

  • General Liability: $1,000,000 Occurrence; $2,000,000 Aggregate
  • Commercial Property
  • Warehouseman’s Legal Liability
  • Surety Bonds
  • Workers’ Compensation
  • Occupational Accident Coverage

Dry Van: General commodities including

  • Groceries
  • Paper products
  • Auto parts
  • Electronics, etc


  • Sand
  • Gravel
  • Aggregates of all kinds

Flat Bed

  • Building Materials
  • Steel
  • Heavy equipment
  • Machinery


  • Boxed meat
  • Produce
  • Seafood
  • Other Frozen foods

Specialized Carriers

  • Pneumatics
  • Autos
  • Mail
  • OSOD


  • Milk
  • Water
  • Dry Bulk


  • Timely filing of federal and state financial responsibility filings
  • Federal and State DOT authorities assistance
  • Payment options:
  • Annual billing
  • Quarterly billing
  • Monthly continuous bill
  • Gross receipts
  • Mileage and unit reporters
  • Monthly reporting on values
  • SIRS and Large deductibles
  • Fuel, ICC, Customs, and sub-hauler bonds
  • Contingent Cargo

Truck Quote

    Driving Radius:

    I would like insurance quote information on:
    (Please check all that apply)

    We can shop around and compare coverage options to create the best insurance package for your needs, and at a cost that works with your budget.

    Reputation is everything and our work is quality.
    Joe and Cristina Short of Lewistown
    After decades of using Sausman's we can honestly say: we highly recommend them. In fact, all of our grown children now use them as well. Great customer service, attention to detail, and interested in what WE want in our policies. They're the best.
    Anna Leonard of McVeytown
    I really appreciate how Sausman has helped me get started with my trucking business. I got into it with out knowing anything, and Sausman has been very patient every step of the way.
    Linda & Harold Wible, Junior, of Mifflintown
    My wife and I switched to Sausman's. Agent Cathy Barnes saved us a thousand dollars a year on our home and auto insurance!! We should have switched sooner!
    Lawrence Smink of Millersburg
    They always work hard to save me money. I like the way they look out for their customers in trying to find the best possible quote.