Truck Insurance Options

The trucking industry is the lifeblood of the entire nation, and consumers and businesses depend on you to provide them with the goods they want and need. Driving a truck is a demanding job with significant responsibilities.

Having insurance coverage that’s tailored specifically to meet to the needs of truck drivers is a critical part of staying safe and protecting your loved ones while you’re on the road. At Sausman Insurance, we offer insurance products geared specifically to your needs, including:


  • Primary Liability—up to $2,000,000 combined single limit
  • Non-trucking Liability
  • Hired Auto
  • Non-owned Auto
  • Excess and/or umbrella up to $5,000,000
  • Medical Payments (PIP Benefits) (where applicable)
  • Uninsured/Underinsured Motorist
  • Blanket Lessee
  • Pollution Buyback

Physical Damage

  • Collision, Comprehensive or Specified perils
  • Aggregate and combined deductibles
  • Rental reimbursement
  • Gap coverage
  • Personal effects for drivers
  • Towing coverage

All Risk & Broad Form Policies

  • Refer breakdown
  • Wetness and dampness
  • Loading and Unloading
  • Debris removal
  • Pollution clean up
  • Aggregate deductibles
  • Earned freight charges
  • High valued commodities requiring limits of $250,000 per vehicle or higher

Other Products

  • General Liability: $1,000,000 Occurrence; $2,000,000 Aggregate
  • Commercial Property
  • Warehouseman’s Legal Liability
  • Surety Bonds
  • Workers’ Compensation
  • Occupational Accident Coverage

Dry Van: General commodities including

  • Groceries
  • Paper products
  • Auto parts
  • Electronics, etc


  • Sand
  • Gravel
  • Aggregates of all kinds

Flat Bed

  • Building Materials
  • Steel
  • Heavy equipment
  • Machinery


  • Boxed meat
  • Produce
  • Seafood
  • Other Frozen foods

Specialized Carriers

  • Pneumatics
  • Autos
  • Mail
  • OSOD


  • Milk
  • Water
  • Dry Bulk


  • Timely filing of federal and state financial responsibility filings
  • Federal and State DOT authorities assistance
  • Payment options:
  • Annual billing
  • Quarterly billing
  • Monthly continuous bill
  • Gross receipts
  • Mileage and unit reporters
  • Monthly reporting on values
  • SIRS and Large deductibles
  • Fuel, ICC, Customs, and sub-hauler bonds
  • Contingent Cargo

Truck Quote

Driving Radius:

I would like insurance quote information on:
(Please check all that apply)

We can shop around and compare coverage options to create the best insurance package for your needs, and at a cost that works with your budget.

Reputation is everything and our work is quality.
Larry & Judy Smith, Port Royal, PA
Cathy Barnes was absolutely wonderful. We thought we had a good deal on our auto insurance with another company. Cathy was able to get us an even better deal. She was amazing! Thank you!!
Merril C Benner Jr, McAlisterville, PA
I have dealt with Sausman Insurance for about 50 years and this time was no different. When you call to set up an appointment, you are greeted in a warm, friendly manner. When you arrive for your appointment, you are made to feel like you are a valued person to Sausman’s, not just a customer. When you meet with an agent, they work to find you the right policy to cover your needs. The policy is explained in full and all your questions are answered. If there is a follow up needed, it is done
John Schilling of Harrisburg
Cathy Barnes has always been there for us the few times we needed help and guidance.  Always appreciated!
Mary Worley of Port Royal
"Sausman agent Elaine Auker was helpful and informative. My car was not repairable but I was well-compensated and pleased.”
Mary Worley of Port Royal
Sausman agent Elaine Auker was helpful and informative. My car was not repairable but I was well-compensated and pleased.