12 Sep 2019
the inside of a rented flat

Good reasons to secure renters insurance coverage.  

Homeowners across the nation typically understand the importance of insuring one of the most expensive purchases they may ever make, their home. Renters, on the other hand, may not understand the significance and benefits of renters insurance. Some might view renters insurance as an unnecessary expense. Others believe that they don’t have enough belongings to insure or that their landlord has them covered. To help renters protect their belongings and assets, here are a few top benefits of obtaining coverage.

  • Protection from theft

If your apartment is broken into and your belongings are stolen, you can turn to your renters insurance to help replace your belongings.

  • Protection from fire

It only takes a small flame to wreak havoc on a property. Renters insurance provides protection from fire, helping to recover your damaged belongings and even providing funds for living elsewhere while your place is undergoing repairs.

  • Protection from injuries to visitors

If someone visits you and they get injured or their property gets damaged, they could hold you liable for associated expenses. Luckily, renters insurance can help to cover the cost of medical and legal bills.

  • Protection from liability

If you cause a fire in your rental that spreads to your neighbor’s property, you may be responsible for the damages they incur unless you have renters liability insurance. Renter’s insurance can help to cover the accidents that you cause.

Ensure that you have the optimum renters insurance by visiting the professionals at Sausman Insurance Agency. Our team is here to help you protect your home in Mifflintown, Millersburg, Lewistown, and beyond.