Avoid these workers’ compensation claim mistakes.
As a business owner, you are responsible for securing the right workers’ compensation insurance to protect your staff and fulfill your state’s minimum coverage requirements. It’s also your duty to manage workers’ compensation claims quickly and fairly. Due to the busy schedules of business owners, this may not always be possible. To protect your business and avoid costly mistakes, take a look at these common workers’ compensation pitfalls to avoid.
- Failing to document the incident
Even if it was a minor fall, it’s important to document the incident well in case the employee later decides to file a claim. Documenting incidents allows you to identify which workplace processes or tasks cause the most injuries and it ensures that you have necessary documents on hand if they are needed for future use.
- Not securing witness statements
If an employee claims they have been injured on the job, it’s critical that you secure statements from those who witnessed the incident. All witnesses should be documents and their statements written up so that you have a couple of different views of what happened. This enables you to corroborate the injured employee’s story and could reveal inaccuracies in their account.
Interested in finding the right workers’ compensation insurance for your company? Then turn to the experts at Sausman Insurance in Mifflintown, Millersburg, and Lewistown, Pennsylvania. Our team is ready to assist you with all your insurance needs. Contact us to get started today.