Steps to Make Your First Home Insurance Policy Affordable

Tips to secure affordable home insurance for first-time home buyers. 

Are you looking for your first home to buy? This exciting time can often be a whirlwind for first-time home buyers. What many soon-to-be homeowners forget is that the new property will be vulnerable to damage and harm. No longer can you call the landlord to make repairs! A new home means responsibility, but luckily, homeowners insurance can help you safeguard your large investment. To keep your coverage high and rates low, check out these tips.

Don’t go for the first, cheapest policy.

Shockingly cheap policies indicate weak coverage, so it’s wise to do your research and read the fine print. While you may think you’re saving yourself money every month, it could be all for nothing if you end up paying extortionate fees in a claim.

Understand your coverage limits.

You should always know what is covered in your policy – and what isn’t! If you find gaps in coverage, be sure to ask your insurer how you can protect yourself, your finances, and assets. In many cases, you can increase or decrease your coverage limits, which means that you get the protection levels you want!

Save money by bundling policies.

Most insurers will offer a generous discount if you ‘bundle’ your policies. What this means that if you take out two or more policies with the same insurer, they will offer you a discount on the premiums. This means that you save money and save time when it comes to reviewing coverage! 

Do you have more questions regarding your homeowners insurance?  Then don’t hesitate to contact us at Sausman Insurance Agency in Mifflintown, Millersburg, and Lewistown, Pennsylvania.  We are ready to assist you with all your coverage needs.