Know what to do after a hit-and-run accident.
A hit-and-run accident is a stressful time for anyone, there’s no doubt about that. In many cases, the offending driver often gets away with the crime and the victim is stuck paying for their vehicle’s repair expenses. Fortunately, there are some steps you can take to ensure you have a smooth claims process.
If you were driving when someone hit you, pull over to the side of the road safely. Don’t be tempted to chase after them and demand they stop. This could be dangerous.
Once you’ve pulled over to a safe spot, shut off the engine, and make sure everyone in your vehicle is safe. If anyone needs medical assistance, call 911.
Do Detective Work
Get as much information about the other driver, their vehicle, and the accident as possible. Write down your account, your passengers, and ask any eyewitnesses what they say. Helping to know what the offending vehicle looked like, a description of the passenger, and in which direction they were headed can help, too.
Call the Police
Call your local police, even if you think you don’t have much to report. Having the police file a report can help your insurance claim. If you managed to get the car’s license plate number, the police will be able to get their insurance information, which will typically hold them liable for the cost of the damage.
Start your claim.
As soon as you can, call your insurer to let them know about the accident. Once you’ve talked to the police and gathered as much information as possible, you can file a claim.
Don’t hesitate to contact us at Sausman Insurance in Mifflintown, Millersburg, and Lewistown, Pennsylvania. Our dedicated team is ready to assist you with all your auto insurance needs.