Does Your Lewistown, PA Car Insurance Cover Your Rideshare Work?
Ridesharing is becoming an increasingly popular alternative to hailing a cab. With companies like Uber and Lyft, individuals simply have to download an app to their mobile devices and then can use that app to catch a ride. The drivers dispatched by these rideshare services all work independently, and driving for rideshare services has become a means for many people to make a little extra money.
If you are considering driving for a rideshare service, though, it is important that you understand your Lewistown, PA car insurance obligations.
You may assume that your personal auto insurance policy will cover you while you drive, but that is not the case. In fact, your personal auto coverage likely specifically excludes liability that comes when you are operating your vehicle as a public conveyance.
That is fine, you may be thinking. When you submitted to your rideshare company’s background checks and put your vehicle through their safety inspection, you did so in order to come under the protection of their commercial insurance.
The issue is that you are covered by your rideshare company when you are driving for them and you are covered by your personal policy when your rideshare app is turned off. When the app is on and you are looking for a customer, though, neither policy protects you. To get fully covered while driving for a rideshare service, it is important you talk to an insurance expert.
Want to learn about how to get the coverage you need to protect yourself while ridesharing? Talk to the Lewistown car insurance experts by contacting Sausman Insurance Agency. With offices in Mifflintown and Millersburg, we serve all of Pennsylvania and are here to help you get the coverage you need to be protected no matter your reason for driving.