Workers’ compensation insurance policy pays essential benefits to employees who are injured or get sick while performing their work-related duties. It covers their medical treatment and ongoing care and compensates them for a portion of their lost wages. The policy may also pay death benefits to the employee’s family if the injury or illness leads […]
If your car is stolen or declared totaled following an accident, an insurance adjuster will determine the value of your car at the time of the theft/accident and reimburse you depending on the terms of your policy. In some cases, the adjuster may come up with a car valuation figure that is way lower than […]
Knowing the difference between dwelling fire insurance and regular homeowners insurance is important if you own multiple properties. It’s easy to confuse the two types of policies due to their similarities, but the differences are significant. How Dwelling Fire Coverage Differs from Standard Plans Typical homeowners insurance policies pay for damage to the owner’s primary […]
The federal government requires all motorists in the United States except New Hampshire to carry some form of auto liability insurance coverage. Different auto insurance policies cover different risks, such as third-party liability claims, your medical bills, uninsured motorists, and the costs of repairing or replacing your car in the event of an accident. It […]
Introduction to Farm Insurance Your farm is a valuable asset. Whether you are operating your farm as a hobby or as a business endeavor, you should consider getting it covered with the right insurance. Farm insurance can give you peace of mind that things will be covered if something goes wrong. Here are a few […]
Thousands of people ride around in RVs (recreational vehicles) every day. RVs are generally seen as a comfortable form of transportation. Recreational vehicle insurance protects your recreational vehicle if you are involved in an emergency while you are traveling, camping, or if your RV is in storage. Is RV Insurance Mandatory? In some cases, RV […]
Becoming an owner and operator of a commercial freight truck is a large investment. Not only are you purchasing a giant vehicle, but you are also investing in your long-term future. Purchasing the right type of trucking insurance is a must. You must be able to protect your investment and yourself from various types of […]
Over the last few years, many drivers have experienced monthly givebacks on their auto insurance policies. More givebacks could be on the way in the future. The ongoing pandemic has caused more Americans to work remotely. The result is less overall driving. As a result of this adjustment period, many insurance companies returned drivers their […]
As a small business owner, you are likely looking for ways to maximize profits while saving money. Keep in mind though that searching for insurance with the lowest premium is not always the best solution. You have to weigh multiple factors when choosing a policy for your small business. Here are some things to consider […]
Have you invested in the right safety equipment to keep your home secure and protect your family and pets? While it’s a great idea to have things like smoke detectors, baby gates, and handrails in place, the safety of your property and family takes more than merely installing equipment. You’ll typically want to test the […]