Consider these home insurance add-ons to secure your property. Homeowners insurance is something that allows you to sleep a little easier at night. If the worst happens, you know you have a financial safety net in place. But, do you really? Many homeowners know that they need coverage so they secure a basic policy at […]
Considerations when deciding between a new and used vehicle. Buying a car is a big decision – especially if you’re trying to work out whether to go brand new or second-hand. For many, buying a brand new car is a dream situation. It’s clean, shiny, and you are the first owner. For others, they […]
Keep these risks in mind as your business grows. Most small business expect to grow as their product or service takes off. With that growth, however, come risks. Growth can happen in more than one way, whether the business buys new equipment, hires an employee, or offers a new service. Take a look at the […]
Take a look at 2019’s reliable cars and car companies. Are you in the market for a new vehicle? If so, you will be wanting a reliable vehicle that you can count on and will last many years. Take a look at the top reliable cars and car companies of 2019 that prove time and […]
What to consider when thinking about getting solar panels. Adding solar panels is a big home investment. It’s a big decision to make so it’s wise to know if these expensive solar panels will be covered by home insurance. Residential solar energy installations are typically covered as part of a home insurance policy. However, […]
The insurance implications behind driving someone else’s vehicle. Occasionally, you may need to borrow your friend’s/roommate’s/neighbor’s/relative’s vehicle to run an errand or otherwise. While you may think nothing of driving down the road to the supermarket, it’s important to ensure that you are covered by auto insurance. Many people haven’t thought about this factor even […]
Employment practices liability insurance for small businesses. On any given day, there are dozens of employment liability risks business owners face. Small businesses can be particularly vulnerable to employment claims, which can be potentially costly. Even as a small business, you face risks every day. Employing people is a risky business, with liabilities that […]
Understand the risk of having points on your driving license. Even when you’ve paid the fines and the dust has settled, you might find that your insurance company has hit you with a premium increase as a result of your traffic violation. Although driving violations don’t always cause rate increases, it’s a general rule of […]
Why small business owners should consider a BOP. As a small business owner, you do what you can to protect your business. For many, getting the right amount of insurance is critical. Too much insurance and you feel like you’re wasting money, too little insurance and you leave your business underinsured and exposed to risk. […]
Important tips on handling a total loss vehicle claim. If you make an insurance claim, your insurer may decide to write the vehicle off. They will call your vehicle a “total loss,” which is where the cost to repair the vehicle exceeds the market value. This means that it is no longer economical to […]