insurance in Lewistown PA

Now that your fiancée put a ring on it, protect it with insurance!

During the festivities of Valentine’s Day, many couples get engaged and celebrate their lifelong commitment to each other! After all, it’s the most romantic day of the year! If you said “yes” over the Valentine’s Day weekend, you’ll want to ensure that the rock on your finger is protected with insurance.

When purchasing the ring and budgeting for the big day, many brides and grooms-to-be overlook wedding and engagement ring insurance. This can be a costly mistake to make! Any fiancé who has purchased the ring will know that the large out-of-pocket expense of the ring should be worth insuring so that it’s protected!

For most young couples, engagement rings are among the most valuable items that they own. Swiping the card for that all-important purchase of a ring is sure to cause a little sweat (partly for popping the question, partly for spending life savings). Fortunately, valuable item insurance can protect the ring from damage and loss and you from shelling out a huge amount of money for a replacement!

Determine Value
If you’ve recently spent an arm and a leg on a ring for your loved one for Valentine’s Day, you should have the receipt still in hand or buried somewhere in a drawer! This receipt enables you and your insurer to note the value of your precious piece which, in turn, allows for sufficient coverage to be applied.

If you’ve had your engagement or wedding ring for a while now, get it appraised! Don’t go on what you or your fiancé purchased it for as precious metals and precious stones increase in worth over time.

Insurance Left at the Altar
Your homeowners policy may not cover jewelry replacement if it’s lost. It also may not cover small damages, such as a stone coming loose from the setting. For an extra couple of bucks a month, increasing your personal items coverage is worth its weight in gold! You may be able to insure high-value items individually as part of your homeowners insurance.

Are you ready to say ‘yes’ to engagement ring insurance? Contact Sausman Insurance Agency to get your precious ring protected with insurance in Lewistown, PA! We serve Mifflintown, Millersburg, and neighboring cities in Pennsylvania.