Common Mistakes That Can Increase Your Car Insurance Rates

These auto insurance mistakes could end up costing you.

As a motorist, you know that auto insurance can cost you a pretty penny. That means that you cannot afford to make mistakes that result in raise insurance rates. If you want to keep your premiums down and ensure you aren’t breaking any rules, avoid making these car insurance mistakes.

Sticking to the legal minimum.

It’s no surprise that motorists just purchase the basic, required coverage that means they’re legal on the roads. This coverage is usually cheap – but limiting in coverage. While you may be content saying a few dollars every month, what happens when you get into an accident? If you hit a luxury vehicle? If an uninsured motorist hits you? If your car is damaged in a hailstorm? If you cannot afford out-of-pocket expenses for medical bills, auto repair, and more, consider increasing your coverage.

Not asking for discounts.

Many companies provide specific ways to earn a discount that many people are just not aware of. Students with good grades, drivers who have taken a defensive driving course, cars with safety equipment, and even people of certain affinity groups can be entitled to a discount on their car insurance. Ask your insurer if you are eligible for any!

Automatically renewing your existing policy.

This is an easy mistake to make, and one that often happens before you even realize it. Staying in your policy comfort zone can cost you. When it comes time to renew your auto insurance policy, have a look around at other insurance agencies to make sure that you are still getting the best value of coverage.

By knowing these mistakes you can look for the best insurance rates. Talk to the team of professionals at Sausman Insurance Agency for help finding the right rate and coverage to suit your needs.. We serve Mifflintown, Millersburg, Lewistown, and beyond with quality auto insurance coverage.