Typically, your personal auto insurance policy may also cover rental cars, provided they don’t exceed a certain weight. This means that if you rent a heavier vehicle like a moving truck, you will require a moving truck insurance policy. Most truck leasing companies provide different coverage options for moving trucks, some of which you can […]
When you have one or more forms of standard business liability policies, such as auto liability or general liability, you may decide to maximize coverage with an umbrella policy. The amount of extra protection needed depends on various factors, including your industry and inherent risks. Read on to learn more about determining the right limits […]
Commercial vehicles are almost like traveling billboards. They carry your company’s name and logo so that everyone knows who you are and what you do. Carrying commercial insurance on your company vehicles is extremely important for many reasons. First and foremost, it’s the law. Secondly, it protects your company from any type of financial loss […]
According to the Insurance Information Institute (III), you should review your business insurance at least once every year to keep up with your coverage needs. Every company, regardless of its scale of operations, goes through periods of growth and change. This change in operation requires a subsequent change in the existing insurance coverage. A commercial […]
As many businesses know in this current client, interruptions can be costly to survive. COVID-19 has been a substantial hindrance for many businesses across the nation, forcing many to close their doors for good. If it has taught us anything, it is that companies need to be actively prepared for disasters that may interrupt their […]
Owning a small business can be one of life’s greatest balancing acts. Every day there’s the stress of managing employees, finding customers, and monitoring cash flow. On top of that, you will always feel the pressure to keep costs down – and productivity up. For business owners, it’s important to consider your commercial insurance costs […]
Keep your business’s data safe by avoiding the latest phishing scams. Despite increased user awareness, phishing remains one of the biggest security threats to businesses. Although hackers often target consumers, companies are at a sizeable risk at all times. No matter the size, location or industry of the business, cyber attacks are possible. Take a […]
Avoid these workers’ compensation claim mistakes. As a business owner, you are responsible for securing the right workers’ compensation insurance to protect your staff and fulfill your state’s minimum coverage requirements. It’s also your duty to manage workers’ compensation claims quickly and fairly. Due to the busy schedules of business owners, this may not always […]
Could your business benefit from an umbrella policy? Business owners don’t need another reason for a sleepless night, but here’s a big one – most businesses are not covered against potentially business-ending lawsuits and catastrophic losses. In our experience, many business owners are concerned about keeping their premiums low to the point where they under-insure […]
Take control of your business insurance premiums by cutting out unnecessary costs. Being properly insured is a crucial part of running a strong and successful business. No business owner wants to suffer the expenses of an insurance claim without first having the right insurance policy on hand. If you feel like you’re paying too much […]