Business Insurance Options

Commercial insurance coverage is a critical part of making sure your business has the protection it needs in case of loss. Having the right types of coverage and the right coverage levels is the key to running your business more confidently and more successfully. Here’s how we can help:

Commercial Auto

Just as your personal automobile needs adequate coverage, the vehicles you use for work need to have the right type and amount of insurance to keep your business safe.

Commercial Property

Keep your building, equipment and inventory safe from loss and damage with commercial property insurance.

Commercial Umbrella

Lawsuits can be costly – sometimes costly enough to put you out of business. Get the additional coverage you need to protect your business’ assets and gain peace of mind.

Employment Practices Liability

Protect your business from employee lawsuits based on discrimination, harassment, wrongful termination and other employment related issues.

Directors and Officers

Make sure your board members and officers have the protection they need while providing service to your business.

Workers’ Compensation

Workers’ compensation coverage provides coverage for medical costs and lost wages for workers injured on the job – and it’s also required by the state.

Professional Liability

Does your business provide a service or guidance to clients? Then you need professional liability insurance, also called errors and omissions or E&O.

Business Owner’s Policy (BOP)

All the good things wrapped up in one – a BOP includes property damage, liability and other important coverages in one policy.

Small Business Insurance

Small businesses have insurance needs that are vastly different from those of medium and large businesses. We can help you protect your investment with a range of products designed just for the needs of small businesses.


We provide a wide range of bonding products designed to help different types of businesses operate confidently and safely.

Farm Insurance

Let our agents help you get the coverage you need to protect your farm, your outbuildings, your equipment, your workers.

Church Insurance

Comprehensive coverage for your building and property as well as liability coverage to protect your church’s assets against liability claims.

Business Quote

I would like insurance quote information on:
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We can shop around and compare coverage options to create the best insurance package for your needs, and at a cost that works with your budget.

Reputation is everything and our work is quality.
Larry & Judy Smith, Port Royal, PA
Cathy Barnes was absolutely wonderful. We thought we had a good deal on our auto insurance with another company. Cathy was able to get us an even better deal. She was amazing! Thank you!!
Merril C Benner Jr, McAlisterville, PA
I have dealt with Sausman Insurance for about 50 years and this time was no different. When you call to set up an appointment, you are greeted in a warm, friendly manner. When you arrive for your appointment, you are made to feel like you are a valued person to Sausman’s, not just a customer. When you meet with an agent, they work to find you the right policy to cover your needs. The policy is explained in full and all your questions are answered. If there is a follow up needed, it is done
John Schilling of Harrisburg
Cathy Barnes has always been there for us the few times we needed help and guidance.  Always appreciated!
Mary Worley of Port Royal
"Sausman agent Elaine Auker was helpful and informative. My car was not repairable but I was well-compensated and pleased.”
Mary Worley of Port Royal
Sausman agent Elaine Auker was helpful and informative. My car was not repairable but I was well-compensated and pleased.