Auto Insurance Policies

As a responsible adult, you likely know that you are legally required by the state to carry some type of auto insurance coverage. Just carrying the state-mandated amount of liability insurance coverage, however, can leave you facing a major bill if you get into an accident.

Here are the areas in which your auto insurance policy can protect you, ensuring you are never on the hook for expenses incurred out on the open road.

Bodily Injury Liability Coverage

If you cause an accident in which someone else gets injured, you will want to ensure that they are well taken care of. This type of coverage does just that, kicking in to pay for medical expenses so everyone can get healthy again after an accident.

Property Damage Liability Coverage

If you are at-fault in an accident and cause damage to some property, its owners will (of course) expect you to repair or replace it. With this coverage, you do not have to worry about how you will come up with that money.

Medical Payments Coverage

What if you or one of your passengers gets hurt in an accident? You will want to go see a doctor, and medical payments coverage will help you pick up the tab for that visit and any following physical therapy.

Underinsured/Uninsured Motorist Coverage

Let’s be honest. While you would like to think that every human is responsible, some are not. If you get into an accident with someone who is not carrying enough coverage to pay for your damages, or none at all, this type of insurance will help make up the difference.

Collision Coverage

Of course, if you get into an accident the one thing that is pretty much guaranteed to cost you is repairs to your vehicle. Collision coverage will step in to protect you against the potentially huge expense of getting your car road-worthy again.

Comprehensive Coverage

All of these products cover you while you are behind the wheel, but what about when you are parked? So you can rest easy knowing a falling tree limb, hail, vandal, or thief will not leave you with a big expense, comprehensive coverage is there.

Contact Us Today

You deserve to work with an insurance agent who will help you understand every area in which you are exposed, and help you get the coverage you need to minimize those risks. Our dedicated team is here to tailor your insurance policy.

At Sausman Insurance Agency, we know that your coverage needs are as unique as you are. To get the coverage you need to stay protected no matter what lies on the road ahead, call our team of dedicated, knowledgeable agents today.

    Type of Coverage

    We can shop around and compare coverage options to create the best insurance package for your needs, and at a cost that works with your budget.

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