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Personal Insurance Options

Auto Insurance Pennsylvania like other states requires you to maintain a specific amount of minimum insurance coverage for your vehicle, primarily to protect against liability claims. But if you just have minimum coverage, you could be leaving yourself wide open for significant financial loss in case of an accident.

Auto Insurance

Pennsylvania like other states requires you to maintain a specific amount of minimum insurance coverage for your vehicle, primarily to protect against liability claims. But if you just have minimum coverage, you could be leaving yourself wide open for significant financial loss in case of an accident. At Sausman Insurance, we can help you identify the types and amounts of coverage that are right for your needs. And because we’re an independent agency, we’ll even shop around to find you the most competitive price.

Home Insurance

Your home insurance policy protects your home and personal items against loss from theft, fire and many other types of losses. And it also provides important liability coverage in case someone becomes injured on your property. Having the right amount of coverage means you can feel confident your hard-earned possessions’ are well protected.

Dwelling Fire

Dwelling fire insurance is ideal for vacant properties, properties that are under construction, rental properties and investment properties. Not sure if dwelling fire insurance is right for you? Give us a call and we can help.

Flood Insurance

Most people consider flood insurance to only be important if you live near the water’s edge, but the fact is, no matter where you live in the U.S., you can be at risk for flooding. That’s because flash floods can occur just about anywhere – even in high elevation areas. Homeowner’s policies don’t cover flooding. Ask one of our agents about the flood insurance.

Umbrella Insurance

Your insurance provides ample protection for most situations, but what if you’re sued and a settlement amount exceeds your insurance coverage limit? You’ll have to pay the rest out of your own savings unless you have umbrella insurance in place. An umbrella policy provides coverage above and beyond your regular insurance to provide you with the extra protection you need.

Motorcycle

Chances are, you spent a lot of time considering what type of bike to buy. Now you need to make sure you have the right insurance protection. There are lots of options for motorcycle insurance, and just like car insurance, the state requires you to maintain a certain amount of minimum coverage primarily to protect against liability claims and personal injury.

But to really feel safe while you’re cruising the highways and byways, you need to make sure you consider all your options before simply settling for minimum coverage. At Sausman Insurance, we cater to the needs of motorcycle owners, and we know all the types of insurance coverage options that are available to keep you, your loved ones and, yes, even your bike safe and sound.

We can help you explore all your options with regard to key coverage areas like liability, personal injury protection (PIP), collision, comprehensive and underinsured and uninsured coverage, so you’re protected even if an accident is caused by someone who doesn’t have enough – or any – insurance coverage. You bought your bike to add enjoyment to your life. Let us work with you to find you the coverage you need to provide you with that added peace of mind you need to really relax.

Boat

Getting out on the water is all about spending time relaxing with family, friends or just on your own. At Sausman Insurance, we can help make sure you have the insurance protection you need so you and your loved ones stay safe even in life’s unpredictable and choppy waters.

In some cases, smaller boats with limited power may be covered under your homeowner’s policy. But when additional coverage is needed or when you want more coverage than your homeowner’s policy provides, we can help. The type of coverage you need will be based on a lot of factors, including the size and type of boat and how and where it’s used.

Our agents are experienced in helping boat and watercraft owners select the best types of coverage for their needs. Speak with an agent today to learn about all your options.

Personal Quote

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We can shop around and compare coverage options to create the best insurance package for your needs, and at a cost that works with your budget.

TESTIMONIALS
Reputation is everything and our work is quality.
Larry & Judy Smith, Port Royal, PA
Cathy Barnes was absolutely wonderful. We thought we had a good deal on our auto insurance with another company. Cathy was able to get us an even better deal. She was amazing! Thank you!!
Merril C Benner Jr, McAlisterville, PA
I have dealt with Sausman Insurance for about 50 years and this time was no different. When you call to set up an appointment, you are greeted in a warm, friendly manner. When you arrive for your appointment, you are made to feel like you are a valued person to Sausman’s, not just a customer. When you meet with an agent, they work to find you the right policy to cover your needs. The policy is explained in full and all your questions are answered. If there is a follow up needed, it is done
John Schilling of Harrisburg
Cathy Barnes has always been there for us the few times we needed help and guidance.  Always appreciated!